Successfully Increased My HDFC Credit Limit Through Grievance Mail

I wanted to share the email template I used to successfully increase my HDFC credit card limit through their grievance redressal process. You can customize it as needed:

Subject: Request for Credit Limit Enhancement

Dear [HDFC Bank Representative],

I hope this message finds you well. I am writing to request an enhancement of the credit limit on my HDFC Bank credit cards.

Card : [Last 4 Digits of Card Number: XXXX]

I have been a loyal HDFC Bank customer for many years and am pleased with the services provided. My credit card usage has been consistent and responsible, with all payments made on time. With my current financial requirements growing due to [travel and personal expenses], an increased credit limit would provide me with greater flexibility to manage my finances efficiently.

I tried the online limit enhancement feature, but it was unsuccessful.

For your reference, I am attaching the following documents to support my request:
- Latest income proof (3 months' salary slips and Form 16)

I kindly request you to review my account and consider enhancing my credit limit. Please let me know if any additional information or documentation is needed.

Thank you for your attention and support.

Warm regards,
[Your Name]
[Your Contact Information]

I sent this email to [email protected] with [email protected] and [email protected] in CC. After 7 days, my limit was successfully increased from Rs 35000 to Rs 500000. Hope this helps!