This sub says prepaying would keep credit utilisation low but it’s still reflecting on my cibil.
I used 13,536 and paid it on 7th jan, before my billing cycle (13th) and I used another 2,000 and paid it on 13th jan after bill generation. I assumed 2,000 would be reflected on my cibil keeping my utilisation low but 13,536 got reflected on cibil. So pre paying still reflects the amount you used and doesn’t help in keeping your credit utilisation low.