Can I change my pincode to serviceable area for getting a card.

Is it right, ethical, or legal, or anything to change the pincode to a serviceable area if I don't live there, just to be even eligible to apply?

I am from the North-East, and there are many cards, where pin codes are not even serviceable,, for example, right now, I want to apply for a standard chartered card, but the bank does not provide service in the entire north-east even the big cities

So, will it be okay for me, when it asks for a zip code, to provide the zip code of any for Kolkata, where it is serviceable, but neither I have anything there, nor do I live there, nor any documents from there, and go through with the application and submit everything original and all and submit my application.

Because without that, I am not even eligible to even apply, but don't know whether I should do this or not, I am new in this credit card things.

Please help, guide, or suggest anything or anymore ideas.