Can someone help me with this Multi-Cut Issue?

So i take a normal plane,

select one edge to extrude

Extrude it out.

I use multi cut tool to cut through it in the middle, but it stops at the first edge, instead of going through the whole way.

then i undo and put an edge loop horizontally, then it somehow works.

I just don't understand why its doing this. I feel like this happened recently too, i don't remember having this issue before. It happens with cubes as well now. I reseted preferences, even reinstalled maya but it stays the same. Would appreciate some help.