When will XRP explode like everyone has been saying?

If XRP really is the future (I believe it is) then what is taking so long for the price to increase? I’ve been holding and adding for over two years, but every single day I hear crazy projections and it hasn’t moved anymore than the other American crypto. We keep passing all the hurdles but it’s just crawling along like the rest of the crypto market. Will it be too late to invest in 2026, or will we continue hearing the same recycled talking points until 2030?